Payment Gateways and Aggregators Solution

Stop Risky Merchants!
Before They Cost You Millions.

QuarkfinAI automates KYB, screens for AML risks, and monitors merchant behavior so that you can scale payments without fraud headaches.

Payment Gateways Lose More Than Just Money

Risk

  • Merchant Fraud
  • AML Violations
  • MCC Bait-and-Switch
  • Transaction Laundering

Consequences

  • $50K-$5M in chargebacks
  • Regulatory fines + license revocation
  • Brand damage + bank penalties
  • Forced reserves + sponsor bank audits

How It Happens

  • Fake businesses processing stolen cards
  • Unverified beneficial owners
  • Retail merchant suddenly selling high-risk goods
  • Hidden payment flows

The Only End-to-End Risk Platform Built for Payments

AI-Powered Merchant Onboarding

  • Fake businesses
  • Shell companies
  • High-risk MCC hiding

How It Works:

  • Instant KYB: Verifies domain age, financials, and ownership in less than 5 mins
  • Geo-Fencing: Auto-blocks jurisdictions with high fraud rates
  • AML Sentinel: Screens 200+ global watchlists (OFAC, PEPs, sanctions)

Chargeback Shield

  • MCC changes
  • Website defacement
  • Social media deletions

How It Works:

  • MCC Alerts: Notifies when merchants shift to high-risk categories
  • Content Snapshotting: Archives TOS pages to prevent bait-and-switch
  • Sentiment Analysis: Flags merchant reputation drops

Chargeback Prevention

  • Friendly fraud
  • Card testing
  • Merchant collusion

How It Works:

  • Behavioral Scoring: Identifies suspicious transaction patterns
  • Dispute Automation: Substitutes evidence for 85% of chargebacks
  • Guarantee: We cover costs if fraud slips through

Test Drive 100 Free Merchant Screenings

Free risk assessment of your last 100 onboardings + 30-day merchant monitoring trial + No integration required (CSV upload option).