Lending Risk Prevention

Fraudulent Loans?
Not On Our Watch.

AI-powered fraud prevention and smarter underwriting so you can lend confidently to more customers without the risk.

The End-to-End Defence Against Lending Fraud

Stop fraudsters before they steal

Card Fraud Prevention

  • Stolen Card Detection (real-time BIN checks, velocity monitoring)
  • Friendly Fraud Blocking (behavioral analysis catches "buyer’s remorse" fraud)
  • Card Testing Protection (flags rapid-fire card testing attacks)

Lend more, lose less

Smarter Credit Underwriting

  • NTC Underwriting (AI predicts risk for thin-file borrowers)
  • Delinquency Analytics (spots high-risk borrowers before they default)
  • Self-Serve LOS (drag-and-drop rules, no engineering needed)

Scale without the fraud headaches

Lending-as-a-Service

  • White-Label Underwriting (embed risk scoring into your app)
  • Automated Decisioning (real-time approvals, no manual reviews)

From Paranoid to Confident in 60 Minutes

01

Connect

Integrate via API or use our no-code dashboard.

02

Configure

Set your risk rules: 'Auto-decline if fraud score >85%

03

Lend Fearlessly

Watch fraud drop and approvals rise—automatically.

Why Us vs. Legacy KYB

Feature

  • Speed
  • Accuracy
  • NTC Underwriting
  • Pricing
Best Value

Quarkfin AI

  • Real-time decisions
  • 120+ behavioral signals
  • AI predicts thin-file risk
  • $0.10/decision

Legacy Providers

  • Batch processing (24+ hours)
  • Basic credit checks
  • Decline all policy
  • $5+/decision + setup fees

How Much Is Fraud Costing You?

Get 1,000 free loan screenings + fraud protection for 30 days. No contracts.